Rhode Island is one of just 14 states that does not require personal finance to be integrated into high school curricula, and its young people have demonstrated low financial literacy levels.

Utah has been a leading state in personal finance instruction and has had a relevant graduation requirement for the last ten years. In 2018, Utah conducted an extensive audit of its personal finance instructional program to understand its strengths, weaknesses, and impacts.

Georgia, Texas, and Idaho passed mandates around 2003 and 2004 that required at least a half-year course in financial education for high school graduation.

Pennsylvania established a task force through an act passed by the General Assembly in 2010. The task force consisted of nine members who investigated the current status of and need for K–12 economic and personal financial education.

Motivated by low levels of financial education, Vermont established a task force, launched in 2014 by Champlain College’s Center for Financial Literacy, to develop a strategy to improve financial education efforts in the state.