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Step 2: Tailor your program

How can I tailor my program to meet my students’ needs?

While the first step of the evaluation provides information on the knowledge gaps and financial decisions your students face, the second step helps you tailor your program to meet their needs.

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Step 1: Understand your student

Do your students need financial education?

The first step in this evaluation provides a baseline understanding of the problem of financial illiteracy among the young, in particular among your students. Identifying what your students already know gives you a starting point.

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Questions to raise with your kids

Helpful questions to raise with your kids on topics ranging from Earning Income to Using Credit.

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Rhode Island

Rhode Island is one of just 14 states that does not require personal finance to be integrated into high school curricula, and its young people have demonstrated low financial literacy levels.

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Utah has been a leading state in personal finance instruction and has had a relevant graduation requirement for the last ten years. In 2018, Utah conducted an extensive audit of its personal finance instructional program to understand its strengths, weaknesses, and impacts.

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Georgia, Texas, and Idaho

Georgia, Texas, and Idaho passed mandates around 2003 and 2004 that required at least a half-year course in financial education for high school graduation.

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