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Do U.S. adults know more about personal finance than students?

Pioneers in the field of financial literacy designed three simple questions that measure the ABC’s of financial literacy, known as the Big Three. Many people find the questions challenging. How about you?

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U.S. Student Performance

The PISA results are broken down into five levels of financial literacy proficiency. Students at Level 1 lack even the most basic financial literacy skills. That’s where 18 percent of U.S. students were found in 2012. This means that about one of every five teenagers is not equipped to understand the complex world they face.

Young people can do much better than that. From 2012 to 2015, there was no improvement in how much U.S. teens know about personal finance across all levels of proficiency.

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